How to Borrow Airtime From MTN

In situations where you run out of airtime on your MTN line and need to make an urgent call or send a text, knowing how to borrow airtime from MTN can be a lifesaver.

MTN provides a convenient service that allows its subscribers to borrow airtime and pay it back later. This feature is known as MTN XtraTime, and it provides a temporary airtime credit that can be used for voice calls, SMS, and data.

We have carefully explained the eligibility criteria, and conditions associated with this service. Not only that,  we have provided information on the repayment process as well, Whether you’re in need of urgent airtime for an important phone call or to send an urgent message, this guide will walk you through the process of borrowing airtime from MTN and help you make the most of this valuable service.

What is MTN XtraTime?

MTN XtraTime is a service provided by MTN that allows eligible subscribers to borrow airtime and use it for voice calls, SMS, and data.

It provides a temporary airtime credit that can be a lifesaver in emergency situations. We will delve into the details of how MTN XtraTime works and the benefits it offers to MTN users.

Eligibility and Conditions

To access MTN XtraTime, there are certain eligibility criteria and conditions that need to be met. We will discuss the requirements, such as minimum usage, tenure on the network, and repayment history, to determine if you are eligible for the service. Understanding these conditions will help you assess your eligibility and ensure a smooth borrowing experience.

How to Borrow Airtime From MTN

Here you will see guidelines on how to borrow airtime from MTN using different methods. We will cover three popular methods such as: dialing a USSD code, using the MyMTN app, and sending an SMS. Each method will be explained in detail, including the specific codes or commands to use.

How to Borrow Airtime From MTN through USSD code

1. On your MTN line, dial *606# and press the call button. This will open the MTN Xtratime menu.
2. From the MTN Xtratime menu, choose the option for “Borrow Airtime” or a similar option. The exact wording may vary depending on your location.
3. You will be presented with a list of available borrowing options, such as N50, N100, N200, and more. Select the desired amount that you want to borrow.
4. Confirm Borrowing Request. That’s all you have to do.

How to Borrow Airtime From MTN through he MyMTN app

1. Download and install the MyMTN app on your smartphone.
2. Open the app and log in to your MyMTN account.
3. Find the Borrow Airtime section in the app.
4. Choose the desired borrowing amount.
5. Confirm the borrowing request.
6. Receive the borrowed airtime on your line.
7. Repay the borrowed airtime within the specified period.
8. MTN will deduct the borrowed amount automatically from your recharge.

How to Borrow Airtime From MTN through SMS

1. Open your messaging app on your mobile phone.
2. Create a new SMS message.
3. Type “Borrow” or “Borrow Airtime” in the message body.
4. Send the SMS to the MTN shortcode for borrowing airtime (usually 606).
5. Wait for a confirmation message from MTN.
6. The borrowed airtime will be credited to your account.
7. Repay the borrowed airtime within the specified period.

How to Pay Back XtraTime Airtime Borrowed from MTN

Borrowed airtime needs to be repaid within a specified period to avoid any penalties or restrictions on your MTN line. When once you have understand the repayment process and pay back as at when due, you will maintain a good relationship with MTN and ensure future borrowing privileges.

1. Recharge Your MTN Line: To pay back the borrowed airtime, you need to recharge your MTN line with the desired amount. You can do this by purchasing an MTN recharge card or using any other available recharge options, such as mobile banking, online platforms, or physical recharge vouchers.

2. Check Your Airtime Balance: After recharging, it’s essential to check your airtime balance to verify if it is sufficient to cover the borrowed amount and the service fee. You can check your airtime balance by dialing *556# or using the MyMTN app.

3. Deduction of Borrowed Amount: Once you have a sufficient airtime balance, MTN will automatically deduct the borrowed amount from your recharge. The deducted amount will be used to settle the outstanding debt of the borrowed airtime.

4. Deduction of Service Fee: Along with the borrowed amount, MTN also applies a service fee. The service fee is a small percentage of the borrowed airtime and is deducted at the same time as the borrowed amount. Ensure that your airtime balance is enough to cover both the borrowed amount and the service fee.

5. Confirmation Message: After the deduction is made, MTN will send you a confirmation message notifying you that the borrowed airtime has been successfully paid back. This message serves as proof of repayment and confirms that your account is now settled.

6. Maintain Sufficient Balance: To avoid any inconvenience and ensure a smooth repayment process, it’s crucial to maintain a sufficient airtime balance on your MTN line. This will ensure that you can repay any future borrowed airtime promptly and without any delays.

MTN Airtime Borrowing Limit

MTN XtraTime allows you to borrow a specific amount of airtime based on your eligibility. The borrowing limit may vary from customer to customer, and it is usually determined by MTN based on factors such as your usage patterns, recharge history, and account activity. It’s important to note that the borrowing limit is not unlimited and is subject to the terms and conditions set by MTN.

How to get loan from MTN Nigeria?

1. Dial *606# and select XtraTime.
2. A list of amounts you can borrow will be shown to you. Select your preferred amount.
3. The network will then send you a prompt that shows you the loan you requested and the 15% service fee that will be deducted from the airtime.

How do I borrow data for airtime?

How can I get MTN data for free?

1. Check if you’ve got free data. Insert your PayAsYouGo SIM card into a phone.
2. View your account. Dial *136# to check your balance.
3. Using your free data. As soon as your free data is loaded, you can start using it.
4. Get even more!

Conclusion

By following this detailed guide, you will have a clear understanding of how to borrow airtime from MTN using the MTN XtraTime service. You will learn the various methods available, the eligibility criteria, and the steps for repayment.

Additionally, we will provide essential tips to help you use this service responsibly and avoid unnecessary debt. So, let’s get started and explore the world of MTN XtraTime!

Keep checking our website for more exciting offers.