Knowing how to borrow airtime from MTN can be a lifesaver in situations where you need to make urgent calls or send important messages but have insufficient credit on your account. MTN, one of the leading telecommunications companies in Nigeria, offers its customers the option to borrow airtime and repay it later.
In todays article, we have map out a simple process to help you on how to borrow airtime from MTN using the MTN XtraTime service. Aside from the various steps involved, we will reveal to you the eligibility requirements, borrowing limits, repayment options, and important considerations to keep in mind.
By following this guide, you will be able to navigate the borrowing process regardless and make the most of the MTN XtraTime service. So, let’s dive in and discover how you can stay connected even when your airtime runs low with MTN XtraTime.
Contents
What is MTN XtraTime All About?
MTN XtraTime is a service provided by MTN that allows eligible customers to borrow airtime and pay it back at a later time. This service is designed to provide convenience and flexibility to MTN subscribers, ensuring uninterrupted communication even when they are low on credit. With MTN XtraTime, you can borrow airtime in different denominations depending on your needs and usage requirements.
Eligibility Criteria for MTN XtraTime
To be eligible for MTN XtraTime, you must meet certain criteria set by MTN. Typically, the requirements include:
- Being an active MTN subscriber for a specific period.
- Having a good repayment history.
- Regularly recharging your MTN line with a minimum amount.
How to Activate MTN XtraTime?
Before you can borrow airtime from MTN, you need to activate the MTN XtraTime service on your line. To activate, simply dial the activation code provided by MTN or send an activation SMS to a designated number. You will receive a confirmation message once the service is successfully activated on your line.
How to Borrow Airtime From MTN Via SMS (
MTN XtraTime)
To borrow airtime from MTN, follow these steps:
- Dial the borrowing code or send a borrowing SMS to the designated MTN number.
- Select the borrowing option that corresponds to the amount of airtime you need.
- Wait for a confirmation message stating the borrowed airtime amount and the service charge deducted.
- Use the borrowed airtime for calls, SMS, data, or any other eligible service.
How to Borrow Airtime From MTN Via USSD Code (MTN XtraTime)
To transfer using USSD dial *600*Recipient’s phone no.*Airtime amount*Transfer pin#
Example: if you want to send N1000 to this mtn line 08123456789 with your new pin 2403 just dial;
[ *600*08123456789*1000*2403# and the send or call button
Kindly note, that a service fee will be charged for any transfer you make.
- N1–N100 transfer will cost you N3
- N101–N500 transfer will cost you N5
- N501–5000 transfer will cost you N10
What is MTN XtraTime Borrowing Limits?
The amount of airtime you can borrow through MTN XtraTime may vary based on factors such as your usage history, recharge patterns, and account standing. MTN sets borrowing limits to ensure responsible usage and maintain a good borrowing history. It’s important to familiarize yourself with your specific borrowing limit and borrow within that range.
What is MTN XtraTime Repayment Terms and Conditions?
MTN XtraTime comes with specific repayment terms and conditions. The borrowed airtime will be deducted automatically from your next recharge, along with a service charge. It is important to note that the repayment is prioritized, and you cannot use subsequent airtime purchases to offset the borrowed amount. Failure to repay the borrowed airtime within the stipulated time may result in your account being barred from further borrowing until the outstanding balance is settled.
How to Maximize MTN XtraTime Effectively
Tips for Responsible Usage; While borrowing airtime can be convenient, it is essential to use it responsibly. Here are some tips:
- Borrow only when necessary and avoid excessive borrowing.
- Keep track of your borrowed airtime and repayment dates.
- Ensure timely repayment to avoid disruptions in service.
- Regularly recharge your account to maintain a good borrowing history.
How to get loan from MTN Nigeria?
- Dial *606# and select XtraTime.
- A list of amounts you can borrow will be shown to you. Select your preferred amount.
- The network will then send you a prompt that shows you the loan you requested and the 15% service fee that will be deducted from the airtime.
How do I borrow data for airtime?
Dial *321#. A prompt will ask you to choose to borrow airtime or borrow data. Select the borrow data option. A list of data bundles you qualify for will pop up.
Can I transfer borrowed airtime on MTN?
Go to Text message on your mobile device and type in this format; Transfer[space]Recipient’s phone no. [space]Airtime amount[space]Transfer pin and send to 777. E.g Transfer 08123456789 1000 2403 then send it to 777.
Conclusion
Borrowing airtime from MTN through the MTN XtraTime service is a convenient option that ensures uninterrupted communication when you run out of credit. By following the steps outlined in this article, you can easily borrow airtime and stay connected with your loved ones and business associates.
Remember to use the service responsibly, borrowing only when necessary and repaying the borrowed airtime within the specified timeframe. With MTN XtraTime, you can enjoy the flexibility and convenience of having airtime at your fingertips, even in urgent situations. Stay connected with MTN and never miss an important call or message again.
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