8 Types of Insurance — and 8 Reasons You Need Them

Unexpected cost? There’s an insurance for that. Life will throw you a curve ball — there’s no question about that. Whether you’ll have insurance when it does is another matter entirely. Insurance buffers you from unexpected costs like medical expenses. And while most people know that insurance is important, not everyone knows the different types of insurance … Read more

How Does Life Insurance Work?

Life insurance is a very common asset that figures into many people’s long-term financial planning. Purchasing a life insurance policy is a way to protect your loved ones, providing them with the financial support they may need after you die. For example, you may purchase life insurance to help your spouse cover mortgage payments or everyday … Read more

Best Professional Liability Insurance

If you own a business and work with clients, it’s a good idea to purchase professional liability insurance. Professional liability insurance, also called errors and omissions (E&O) insurance, pays for your legal defense if a client or customer sues your business for negligence or malpractice. Without professional liability insurance, your business is on the hook financially … Read more

Homeowners Insurance vs. Mortgage Insurance

Homeowners insurance and mortgage insurance are both types of insurance that can add to the cost of owning property, and you’re likely to encounter both during the mortgage process. However, that’s where their similarity ends. Here’s the basic difference: Homeowners insurance protects your home and its contents, while mortgage insurance (also called private mortgage insurance, or PMI for short) … Read more

Life Insurance Guide to Policies and Companies

What Is Life Insurance? Life insurance is a contract between an insurer and a policy owner. A life insurance policy guarantees the insurer pays a sum of money to named beneficiaries when the insured dies in exchange for the premiums paid by the policyholder during their lifetime. The life insurance application must accurately disclose the … Read more

Cheap Car Insurance for 2022

Locating the right auto insurance policy can be a daunting task, especially when considering how many insurance companies are out there. No one wants to be stuck wasting hours sifting through insurance plans and rates that won’t work for them. Fortunately, we’re here to help. This guide for cheap car insurance can help you find … Read more

Home Insurance Quotes Comparison 2022

Living expenses are hard to juggle. But when it comes to financial security and peace of mind at home, you shouldn’t have to compromise. Home insurance is the first step to protecting your property investment. The problem is that shopping for a home insurance policy often leads to complex insurance jargon, confusing coverage limitations, and … Read more

Homeowners Insurance Companies with the Cheapest Rates (2022)

Securing the right homeowners insurance policy for your new home is a crucial step towards protecting your new investment and gaining peace of mind, but coverage can be expensive. We’ll show you how to find the cheapest homeowners insurance companies. Let’s dive in. One of the simplest ways you can save money and time finding … Read more

Best Travel Insurance Companies 2022

What Does Travel Insurance Cover? Comprehensive travel insurance policies package together a number of valuable benefits. You can also buy policies that cover only trip cancellation or only medical expenses. With the wide variety of plans available, you can find coverage levels that will fit your budget and trip needs. Look for these top coverage … Read more

Auto Insurance Quotes: What to Know Before You Buy

Auto Insurance Quotes: What to Know Before You Buy A car insurance quote is the estimated amount an insurer will charge you based on your own self-reported information. Quotes can help drivers get an idea of the car insurance market, allowing them to compare quotes and prices before buying a policy. One of the easiest ways you … Read more